A week ago, I had an intriguing conversation with a recently retired friend. Let’s call him Raj. Raj had just stepped into the world of post-retirement investments and was eager, yet cautious, about navigating these uncharted waters. Our discussion eventually led us to the topic of systematic investment plans (SIPs). “Isn’t timing the market crucial?” … Continue reading The Magic of SIPs—Why Time in the Market Beats Timing the Market